More than just
splitting bills?
Settle Up is great for groups, but what about your personal finances? 2Money gives you bill splitting AND complete expense management in one free app.
Download FreeWhy users want more than Settle Up
Group-only focus
Settle Up only handles shared expenses. For personal budgeting, income tracking, and savings goals, you need a separate app.
Premium for exports
Want to export your data to Excel? That's a premium feature. Your own data shouldn't be locked behind a paywall.
No budgeting tools
No monthly budgets, no spending insights, no category breakdowns. You can split bills but can't track where your money goes.
No recurring transactions
Settle Up doesn't handle recurring expenses like rent, subscriptions, or utilities. You're re-entering the same splits every month.
2Money vs Settle Up
| Feature | 2Money | Settle Up |
|---|---|---|
| Price | Free | Free (limited) / Premium |
| Personal expense tracking | Full personal finance | Group-only |
| Multi-currency | 60+ currencies | Yes |
| Budgets & insights | Full budgeting suite | No |
| Recurring transactions | Yes | No |
| Privacy | On-device, no account needed | Requires account |
| CSV export | Free | Premium only |
| CSV import | Yes | No |
| Loan tracking | 12 loan types | No |
Switch in 3 steps
Export from Settle Up
Open Settle Up, go to your group Settings > Export > CSV. Save the file to your iPhone.
Import into 2Money
Open 2Money, go to Settings > Import Data, select your CSV file. 2Money automatically detects the Settle Up format.
Track all your finances
Your shared expenses are imported. Now manage personal and group expenses together in one free app.
Your finances deserve more than splitting
Personal budgets. Group expenses. Multi-currency. All in one free, private app.
Download 2Money Free