Everything you need to
manage your money

Powerful features designed to help you understand your spending, stay on budget, and take control of your finances.

Download Free
Core Tracking
💳

Multiple Accounts

Track every financial account in one place. Whether it's cash in your wallet, a bank account, credit cards, savings goals, or loans — each gets its own balance and currency. See your complete financial picture at a glance.

Cash & Bank Accounts Credit Cards Savings Goals Loans & Debts
💱

Multi-Currency

Handle 60+ world currencies with live exchange rates that update automatically. Each account can have its own currency, and 2Money converts everything to your base currency for a unified overview.

60+ Currencies Live Exchange Rates Auto Conversion
🔄

Recurring Transactions

Set up your subscriptions, rent, salary, and regular bills once — 2Money handles the rest. Transactions are created automatically on schedule, so you never miss a payment or forget to log a regular expense.

Daily, Weekly, Monthly Auto-Created Custom Schedules Never Miss a Bill
Intelligence
📊

Smart Budgets

Set budgets by category and watch your spending in real time. Visual progress bars show exactly where you stand, and you'll get alerts before you overspend. Stay on track without the guesswork.

Per-Category Budgets Visual Progress Overspend Alerts
📈

Visual Insights

Beautiful charts reveal where your money goes. See spending breakdowns by category, track trends over weeks and months, and compare income vs. expenses. The data you need to make smarter decisions — presented clearly.

Spending Breakdown Trend Charts Income vs. Expenses Category Analysis
🔔

Smart Alerts

Stay informed without effort. Get notified when you're approaching a budget limit, hit a savings milestone, or when your balance changes significantly. Timely nudges that keep your finances on track.

Budget Warnings Savings Milestones Balance Alerts
Integrations
☁️

iCloud Sync

Your financial data stays in sync across all your Apple devices. Add an expense on your iPhone and see it instantly on your iPad. Powered by iCloud, your data syncs securely through your own Apple account — no third-party servers involved.

iPhone & iPad Automatic Sync Secure via iCloud
📲

Apple Pay

Automatically log your tap-to-pay expenses without lifting a finger. Using iOS Shortcuts automation, 2Money detects Apple Pay transactions and creates expense entries for you. Effortless tracking for your daily purchases.

Auto-Logging Shortcuts Automation Tap-to-Pay Detection
🗣️

Siri & Shortcuts

Add expenses with your voice. Ask Siri to log a purchase, check your balance, or see today's spending — all hands-free. Build custom Shortcuts automations to fit your workflow and make tracking effortless.

Voice Commands Custom Shortcuts Hands-Free Tracking
Tools
👥

Split Bills

Dining out with friends or sharing rent? Split any expense equally, by percentage, or by custom amounts. Track who owes what, mark payments as settled, and keep group finances clear and simple.

Equal or Custom Splits Track Settlements Group Expenses

Smart Rules

Tired of categorizing the same transactions over and over? Create rules that automatically assign categories based on payee, keywords, or amount. The more you use 2Money, the smarter it gets.

Auto-Categorize Payee Matching Keyword Rules Learn as You Go
📋

CSV Import & Export

Switching from another app? Import your transaction history from 20+ app formats including Monefy, Spendee, Mint, Splitwise, and more. Need a backup or want to analyze data in a spreadsheet? Export everything in one tap.

20+ App Formats Smart Column Mapping One-Tap Export ZIP Backup
💾

Automatic Backups

Your data is backed up daily — no setup needed. Backups are saved to iCloud Drive with 7-day retention, and you can restore from any backup in Settings. Your data is also protected automatically during app updates.

Daily Backups iCloud Drive 7-Day Retention One-Tap Restore
📱

Widgets

See your finances at a glance without opening the app. 7 home screen widgets, 5 lock screen widgets, and 5 Control Center Controls keep your spending, balances, budgets, and savings goals always visible. Tap any widget to jump straight to the relevant screen.

7 Home Screen Widgets 5 Lock Screen Widgets 5 Control Center Controls Tap to Open
👤

Payee Management

Track who you pay and get paid by. Smart matching auto-detects payees from transaction descriptions. Merge duplicates, edit details, and see spending history per payee at a glance.

Auto-Detection Merge Duplicates Spending History
🎨

Appearance & Customization

Make 2Money yours. Choose from dark and light themes, 7 accent colors, 5 app icons, filled or outlined icon styles, and adjustable navigation bar blur levels. Configure your startup screen, currency format, and calendar settings.

7 Accent Colors 5 App Icons Dark & Light Themes Custom Currency Format
🔍

Search & Discovery

Find any transaction instantly with Spotlight Search right from your iOS home screen. Filter by account, category, payee, type, or status. Use deep links to jump directly to any screen in the app.

Spotlight Search Deep Links Advanced Filters

Accessibility

2Money is designed to be accessible to everyone. Full VoiceOver support with descriptive labels, Dynamic Type for adjustable text sizes, Reduce Motion support, and Differentiate Without Color for complete usability.

VoiceOver Dynamic Type Reduce Motion
Global
🌍

26 Languages

2Money speaks your language. Available in 26 languages including Spanish, French, Portuguese, German, Italian, Russian, Japanese, Korean, Chinese, Hindi, and more. Every screen, notification, and label is fully translated.

26 Languages Fully Translated Per-App Language Community Contributions

Your data stays yours

2Money is built with privacy at its core. All your financial data is stored locally on your device. No accounts required, no ads, and your information is never shared with third parties.

🔒 Passcode & Face ID 📱 Local Storage 👁️ Private Mode 🚫 No Ads Ever ☁️ Optional iCloud Sync

Start managing smarter

Download 2Money for free and take control of your finances today.

Download Free