Switch from Expenses to
2Money
Expenses is beautifully simple. 2Money keeps that simplicity and adds budgets, loans, voice input, recurring transactions, and insights — all free, all privacy-first.
Download FreeWhy users are switching from Expenses
No budgeting features
Expenses tracks spending but can't help you plan it. There's no way to set budgets by category or overall, so you're always looking backward, never forward.
No recurring transactions
Subscriptions, rent, salary — you have to enter them manually every time. There's no way to automate repeating income or expenses.
No voice input
Quick input is great for tapping, but there's no way to add expenses by speaking naturally. No voice input means extra steps when you're on the go.
No loan tracking
If you lend money or borrow from friends, Expenses has no way to track it. No loan types, no settlement tracking, no reminders.
2Money vs Expenses
| Feature | 2Money | Expenses |
|---|---|---|
| Price | Free | Free (Pro paid) |
| Privacy | On-device, no account | Private by design, zero data collection |
| Native iOS | SwiftUI, built for iPhone | Native iOS, macOS, iPad, Vision Pro |
| Quick input | QuickType + voice | Quick input |
| Voice input | Natural language | No |
| Siri & Shortcuts | Full integration | Siri Shortcuts |
| Widgets | Home, Lock Screen, StandBy | Widgets |
| Budgets | Category & overall | No |
| Recurring transactions | Flexible scheduling | No |
| Loan tracking | 12 loan types | No |
| Multi-currency | 60+ currencies | Multi-currency |
| iCloud sync | Built-in, free | iCloud sync |
| Insights & trends | Smart insights | Spending trends |
| CSV import | 10+ formats | CSV import/export |
| Receipt scanning | No | No |
Switch in 3 steps
Export from Expenses
Open Expenses, go to Settings, tap Export data, and choose CSV. Save the file to your iPhone.
Import into 2Money
Open 2Money, go to Settings > Import Data, select your CSV file. 2Money automatically maps your categories and transactions.
Unlock more features
Your data is imported. Now enjoy budgets, loan tracking, voice input, recurring transactions, and insights — all free, all privacy-first.
Same privacy. More power. Free.
Both apps respect your privacy. 2Money adds the budgeting, loans, and automation that Expenses doesn't have.
Download 2Money Free